Section Background

Who We Are

Laxmi India Finance Limited.

We are a non-deposit-taking, non-banking financial company dedicated to serving the financial needs of underserved customers in India’s lending market. As of September 30, 2025, our operational network spans 164 branches across rural, semi-urban, and urban areas in Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh, and Uttar Pradesh.

Our product portfolio includes MSME loans, vehicle loans, construction loans, and other lending solutions, catering to the diverse financial requirements of our customers. Our MSME lending drives economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of our MSME loans qualifying as Priority Sector Lending under RBI guidelines.

Building on a legacy that began in the early 1990s with Deepak Finance & Leasing Company (DFL), a proprietorship concern founded by our promoter’s father, our promoter acquired the shares and control of the company in 2010. In 2011, we consolidated our operations by acquiring and integrating DFL’s business, leveraging the expertise and strengths of both entities to create a stronger, more comprehensive financial services platform.

Who We Are

Sapne Dekho, Bade Dekho, Hamare Sath Unhe Pura Hote Dekho

25 years+

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Established in

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A trusted financial partner in the industry


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Specializing in Loans

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Headquarter

We provide Loan

Vehicle Loan

Easy financing for your vehicle needs.

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Construction Loan

Flexible funding with minimal documentation.

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EV Loan

Quick approval and flexible installments on personal loans.

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Loan Against Property

Easy funding against property.

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MSME Loan

Fast funds. Simple process.

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Our Journey: Laxmi India Finance Ltd.

1996 – The Foundation

• 1996 Incorporation of our Company as ‘Laxmi India Finleasecap Private Limited’

2001

• Received license to operate as an NBFC from the RBI

2010

• Acquisition of control of the Company by the current Promoters

2011

• Launched MSME loan product

2017

• Crossed an AUM of ₹1000 million
•  Launched Construction Loan Product

2018

• Designated as NBFC – Investment and Credit Company

2019

• Opened our first branch in Gujarat

2020

• Our customer base crossed 10,000
• Opened our first branch in Madhya Pradesh

2021

• Designated as a NBFC-ND-SI by the RBI

2022

• Crossed 100 branches

2023

• Crossed the AUM of ₹5,000 million

2024

• Crossed the AUM of ₹10,000 million
• Categorized as NBFC-Middle Layer
•  Our customer base crossed 25,000

2025

• Opened our first branch in Uttar Pradesh
• Listed on Stock Exchange on 5th Aug, 2025.

 

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