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Who We Are
Laxmi India Finance Limited.
We are a non-deposit-taking, non-banking financial company dedicated to serving the financial needs of underserved customers in India’s lending market. As of September 30, 2025, our operational network spans 164 branches across rural, semi-urban, and urban areas in Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh, and Uttar Pradesh.
Our product portfolio includes MSME loans, vehicle loans, construction loans, and other lending solutions, catering to the diverse financial requirements of our customers. Our MSME lending drives economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of our MSME loans qualifying as Priority Sector Lending under RBI guidelines.
Building on a legacy that began in the early 1990s with Deepak Finance & Leasing Company (DFL), a proprietorship concern founded by our promoter’s father, our promoter acquired the shares and control of the company in 2010. In 2011, we consolidated our operations by acquiring and integrating DFL’s business, leveraging the expertise and strengths of both entities to create a stronger, more comprehensive financial services platform.
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Sapne Dekho, Bade Dekho, Hamare Sath Unhe Pura Hote Dekho
Sapne Dekho, Bade Dekho, Hamare Sath Unhe Pura Hote Dekho

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Established in

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A trusted financial partner in the industry

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Specializing in Loans

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Headquarter
Our Journey: Laxmi India Finance Ltd.
1996 – The Foundation
• 1996 Incorporation of our Company as ‘Laxmi India Finleasecap Private Limited’

• Received license to operate as an NBFC from the RBI
• Acquisition of control of the Company by the current Promoters
• Launched MSME loan product
• Crossed an AUM of ₹1000 million
• Launched Construction Loan Product
• Designated as NBFC – Investment and Credit Company
• Opened our first branch in Gujarat
• Our customer base crossed 10,000
• Opened our first branch in Madhya Pradesh
• Designated as a NBFC-ND-SI by the RBI
• Crossed 100 branches
• Crossed the AUM of ₹5,000 million
• Crossed the AUM of ₹10,000 million
• Categorized as NBFC-Middle Layer
• Our customer base crossed 25,000
• Opened our first branch in Uttar Pradesh
• Listed on Stock Exchange on 5th Aug, 2025.
