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Who We Are

Laxmi India Finance Limited.

We are a non-deposit-taking, non-banking financial company focused on serving the financial needs of underserved customers in India’s lending market. As of September 30, 2025, our operational network spans across 164 branches in rural, semi-urban, and urban areas in the states of Rajasthan, Gujarat, Madhya Pradesh, Chhattisgarh & Uttar Pradesh. Our product portfolio includes MSME loans, vehicle loans, construction loans, and other lending products catering to the diverse financial needs of our customers. Our MSME lending fuels economic growth and promotes financial inclusion by supporting small businesses and entrepreneurs, with over 80% of our MSME loans qualifying as Priority Sector Lending under RBI guidelines.

Building on a legacy that began in the early 1990s with Deepak Finance & Leasing Company (a proprietorship concern founded by our promoter’s father) (DFL), our promoter acquired the shares and control of our company in 2010. Subsequently, in 2011, our company consolidated the business by acquiring and integrating the business and operations of DFL, leveraging the expertise and strengths of both entities.

Who We Are

Sapne Dekho, Bade Dekho, Hamare Sath Unhe Pura Hote Dekho

25 years+

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Established in

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A trusted financial partner in the industry


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Specializing in Loans

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Headquarter

We provide Loan

Vehicle Loan

Easy financing for your vehicle needs.

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Construction Loan

Flexible funding with minimal documentation.

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EV Loan

Quick approval and flexible installments on personal loans.

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Loan Against Property

Easy funding against property.

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MSME Loan

Fast funds. Simple process.

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Our Journey: Laxmi India Finance Ltd.

1996 – The Foundation

incorporated as Finleasecap Private Limited, Laxmi India Finance Ltd. was founded with the goal of offering both people and companies reliable and affordable financial solutions. Our initial concentration on auto loans set the groundwork for our dedication to provide our clients with financial empowerment.3

2011

Received license to operate as an NBFC from the RBIM5

2014

Acquisition of control of the Company by the current Promoter7

2016

Launched MSME loan product

2017
  1. Crossed the AUM of ₹1000 million Launched
  2.  construction loan product
2018

Designated as NBFC – Investment and Credit Company

2019

Opened our first branch in Gujarat

2021

Designated as a NBFC-ND-SI by the RBI

2024
  1. Crossed the AUM of ₹10000 million
  2. Categorized as NBFC-Middle Layer
  3. Our customer base crossed 40,000.
  4. Crossed 164 branches
2025

Listed on the Stock Exchange on August 5, 2025, marking a significant milestone in our growth journey.

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